Payday loans were created to meet the urgent financial needs of the average consumer and often granted on the back of an upcoming paycheck.

The biggest primary advantage is that approval is simple and most importantly, hassle-free. While It is not a guaranteed loan approval, the determining factor for approval is that the monthly income be sufficient to make the repayment in one lump sum (comfortably).

  1. How long does it take to apply?
    The whole application process from start to finish will take approximately 5 minutes. Please make sure that you have your bank details and debit card details on hand. This will help to speed up the application process.
  2. What are the requirements?
    You may qualify to use our service if you are a resident of Turks and Caicos Island or have a work permit (authorized) to work in the country and have a bank account with a valid debit card.
  3. What is the maximum amount that I can borrow?
    Our short term loans range from a minimum of $700 USD to a maximum of $1500 USD
  4. Can I apply for a loan even if I have bad credit?
    The short answer is yes. TCI PayDay Loans Ltd. base our lending decision in part on the credit history of the applicant but also take into account their present financial status. Ultimately a decision on the basis of whether the applicant can comfortably afford to repay the loan within the necessary time frame is reached.
  5. How is the money deposited?
    The funds will be deposited directly into your bank account. To ensure that there are no delays, we encourage our customers to carefully review the application details before submitting to us.
  6. What if I am not able to pay back the loan on time?
    Circumstances are forever changing and we realize this. So, if you should find yourself in a challenging financial position, you will simply need to contact us immediately and explain your situation. Please do not avoid contacting us as we are always prepared to provide a solution.